At Heritage Bank, our mission is to help you make the most of your money. Recently, KWLM sat down with Jon Liesener, Banking Apprentice, and Mandy Fleming, Market Manager, to discuss smart financial resolutions. Their expert tips will help you save money and use high-interest checking accounts. This will guide you to financial success in 2025.
Whether you are in Willmar, Minnesota, or anywhere else Heritage Bank serves, our team is ready to support your financial goals. Read on to discover how to make this year your best financial year yet!
Set Financial Resolutions That Stick
Managing money effectively starts with clear, actionable goals. Mandy emphasizes the importance of financial resolutions, such as improving savings habits and tackling debt. A great tool to help you stay on track is Heritage Bank’s Digital Banking App. With mobile banking, you can monitor expenses, set financial goals, and control your spending.
Pro Tip: Use the app to track your spending and savings to stay financially disciplined all year.
Maximize Your Earnings with High-Interest Checking
Are you making the most of your checking account? Heritage Bank offers high-interest checking accounts, like Ecentive Checking and Payroll Plus Checking, which help you earn higher APYs (annual percentage yields) while keeping your money easily accessible.
By setting up direct deposits and meeting account requirements, you can make your money work harder. This also helps you keep financial flexibility.
Pro Tip: Jon says these accounts are great for working professionals. They offer a good mix of higher earnings and everyday convenience.
Grow Your Savings Effortlessly
Saving does not have to be complicated. Heritage Bank provides multiple options to help you build financial security, from traditional savings accounts to high-yield jumbo deposit accounts. Features like the automatic “Round-Up” tool allow you to turn everyday purchases into meaningful savings over time.
- For Businesses: Strengthen your financial foundation with high-yield business savings accounts.
- For Individuals: Secure guaranteed returns with Certificates of Deposit (CDs) tailored to your needs.
No matter your financial goals, Heritage Bank has a customized savings plan to help you succeed.
Your Money is Secure with FDIC Protection
When you bank with Heritage Bank, you can rest assured that your money is safe. All deposit accounts are FDIC-insured, ensuring full protection of your funds up to $250,000. Heritage Bank is a trusted financial partner in Minnesota and beyond. Our strong security and commitment to customer service help us achieve this.
Beyond Banking: Additional Services You Will Love
At Heritage Bank, we offer more than banking solutions. We provide services to help your overall financial health. Here are some additional services designed to meet your needs:
- Cashier’s Checks & Money Transfers – Secure and efficient transactions.
- Tax-Advantaged Accounts – Grow your savings with Health Savings Accounts (HSAs).
- Ag Lending Solutions – Customized financing for those in the agriculture industry.
With a wide range of services, Heritage Bank is more than just a bank—we are your financial partner for the future.
Take Control of Your Financial Future Today
Jon and Mandy’s expert advice can help you take meaningful steps toward financial success. Using tools like the Digital Banking App can help you. You can explore high-interest checking options, too. Securing your savings is important. Together, these steps can help you build a strong financial future.
Ready to elevate your banking experience? Visit Heritage Bank’s website or go to your local branch. You can learn more about our services and promotions. We are here to help you reach your financial goals.
