Heritage Bank NA: Official Site ⭐⭐⭐⭐⭐

Emergency Fund Guide

Mandy Fleming answers: How much you should save and where you should keep it

Mortgage Approval Requirements

Jared Williamson talks credit, debt, and what actually matters

Welcome to Heritage Bank!

Our Mission

Heritage Bank’s mission is to help people succeed financially. Specifically, that means:

Helping our customers meet their goals and achieve their dreams
Supporting our communities and helping them thrive
Providing a gainful and enjoyable workplace for our employee owners
Providing a sound and profitable return for our investors.

MORE ABOUT HERITAGE BANK

Our Values

Ethics

We adhere to high moral principles and professional standards in our actions with all relationships at work and in our personal lives.

Solution

We are actively engaged as part of the solution, always looking for continuous improvement. We uphold and balance the priorities of confidentiality, accuracy, respect, and responsiveness. (CARR)

Ownership

We don’t shy away from responsibility. We do what we say we will do and acknowledge shortcomings when mistakes are made.

Positivity

We bring positive energy and enthusiasm to every task. We remain professional and represent Heritage Bank well always.

Heritage Bank NA

310 1st St S, Willmar

4.8 489 reviews

Barrett Bray ★★★★★ a month ago
We had a fantastic experience working with our loan officer Nikki Rydberg and bank throughout the home buying process. They kept us informed every step of the way, were always responsive, and truly worked with us to make everything smooth … More and stress-free. Best of all, we are closing on time without any issues. Highly recommend!
Franca Samoilovich ★★★★★ a month ago
Nak helped us with our loan and he was great! I felt comfortable asking him things over and over again, he was always easy to reach, everything was done on time and with clear communication. We would definitely work with him again in the … More future and recommend him to our friends!
Tonya Dwire-Peterson ★★★★★ 3 months ago
We recently needed help making some important account changes, and Heritage Bank went above and beyond. Their team handled everything quickly, kept us informed, and made sure we felt confident every step of the way. It’s clear they genuinely … More care about their customers. We’re very grateful for their help.
Nick Goffard ★★★★★ a year ago
I would highly recommend Heritage Bank NA to anyone—especially those seeking their first home. Because my husband and I were purchasing our first house, we required more assistance and support along the way. Nikki Rydberg was a terrific … More loan officer and never hesitated to get on the phone and chat through things with us, even after hours and on the weekends. Because of Nikki’s quality service, we were able to enjoy the full process. The digital app also made reviewing documents and managing our to-do list much easier. In the end, we landed our dream house and couldn’t be more thrilled Overall, we had an exceptional experience with Heritage Bank, and particularly Nikki. Thanks for everything!
Adam B ★★★★★ a month ago
I had a wonderful experience! Everyone was easy to work with, they are hard working and the communication was great. I would highly recommend working with Heritage Bank.
Lydia Stone ★★★★★ a month ago
The people at Heritage Bank have always been extremely helpful and friendly. When there is any kind of dispute, they devote their full attention to getting it resolved. I appreciate their care and attention to detail.

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RECENT NEWS & EVENTS

Think Before You Prompt: Using AI Wisely to Protect Your Money and Personal Information

General

Artificial intelligence (AI) is quickly becoming part of everyday life. People are using AI tools to draft emails, create shopping lists, plan vacations, compare products, and even get answers to financial questions. While these tools can save time and provide helpful information, it’s important to understand both their benefits and their limitations. AI can be…

Emergency Fund Guide: How Much Should You Save and Where Should You Keep It?

General, Personal Finances

Building an emergency fund is one of the simplest ways to create financial stability. It gives you a cushion when life throws something unexpected your way, so you are not forced to rely on credit cards or take on new debt. In our recent KWLM Ask the Expert segment, Mandy Fleming, Market Manager at Heritage…

Mortgage Approval Requirements: Credit, Debt, and What Actually Matters

General, Mortgage

If you’ve ever wondered, “Do I actually qualify for a mortgage?” you’re not alone. During a recent Ask the Expert segment on KWLM, Jared Williamson, Mortgage Loan Originator at Heritage Bank, shared insight into the most common questions and misconceptions he hears from homebuyers across our area. The truth is that many people assume they’re…

Check Rates — Check Today's Interest Rates

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