Heritage Bank NA: Official Site ⭐⭐⭐⭐⭐

Supporting Local Entrepreneurs

Bob Mathiasen talks small business financing and the importance of entrepreneurship for local economies

Mortgage Approval Requirements

Jared Williamson talks credit, debt, and what actually matters

Emergency Fund Guide

Mandy Fleming answers: How much you should save and where you should keep it

Welcome to Heritage Bank!

Our Mission

Heritage Bank’s mission is to help people succeed financially. Specifically, that means:

Helping our customers meet their goals and achieve their dreams
Supporting our communities and helping them thrive
Providing a gainful and enjoyable workplace for our employee owners
Providing a sound and profitable return for our investors.

MORE ABOUT HERITAGE BANK

Our Values

Ethics

We adhere to high moral principles and professional standards in our actions with all relationships at work and in our personal lives.

Solution

We are actively engaged as part of the solution, always looking for continuous improvement. We uphold and balance the priorities of confidentiality, accuracy, respect, and responsiveness. (CARR)

Ownership

We don’t shy away from responsibility. We do what we say we will do and acknowledge shortcomings when mistakes are made.

Positivity

We bring positive energy and enthusiasm to every task. We remain professional and represent Heritage Bank well always.

Heritage Bank NA

310 1st St S, Willmar

4.8 496 reviews

jack egert ★★★★★ a week ago
Nick Oliveri took care of my family like we were his own. Within a week we had our approval, within six weeks we were in our new home. Not a single bump in the road was felt, as Nick took care of them immediately.
There is no other lender … More I will ever go through. Nick and the team at Heritage are top notch!
Franca Samoilovich ★★★★★ 4 months ago
Nak helped us with our loan and he was great! I felt comfortable asking him things over and over again, he was always easy to reach, everything was done on time and with clear communication. We would definitely work with him again in the … More future and recommend him to our friends!
Tonya Dwire-Peterson ★★★★★ 7 months ago
We recently needed help making some important account changes, and Heritage Bank went above and beyond. Their team handled everything quickly, kept us informed, and made sure we felt confident every step of the way. It’s clear they genuinely … More care about their customers. We’re very grateful for their help.
Barrett Bray ★★★★★ 5 months ago
We had a fantastic experience working with our loan officer Nikki Rydberg and bank throughout the home buying process. They kept us informed every step of the way, were always responsive, and truly worked with us to make everything smooth … More and stress-free. Best of all, we are closing on time without any issues. Highly recommend!
Ella Brockman ★★★★★ 6 months ago
Nikki with Heritage Bank was amazing! As first time homebuyers, she answered all of our questions and helped us through every step of the way. Great person to work with!
Nick Goffard ★★★★★ a year ago
I would highly recommend Heritage Bank NA to anyone—especially those seeking their first home. Because my husband and I were purchasing our first house, we required more assistance and support along the way. Nikki Rydberg was a terrific … More loan officer and never hesitated to get on the phone and chat through things with us, even after hours and on the weekends. Because of Nikki’s quality service, we were able to enjoy the full process. The digital app also made reviewing documents and managing our to-do list much easier. In the end, we landed our dream house and couldn’t be more thrilled Overall, we had an exceptional experience with Heritage Bank, and particularly Nikki. Thanks for everything!

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Account Services

RECENT NEWS & EVENTS

Surprising Things Your HSA Can Pay For

General, Personal Finances

When you think about using a Health Savings Account, or HSA, doctor visits and prescriptions may be the first expenses that come to mind. But HSA funds may cover a much wider range of qualified medical expenses, including certain dental services, vision care, over-the-counter medications and everyday medical supplies. The important part is understanding why…

What Happens to Your HSA When You Change Jobs?

General, Personal Finances

Starting a new job often means sorting through a new set of benefits. If you already have a Health Savings Account (HSA), you may be wondering what happens to the account and the money you have saved. The short answer is simple: Your HSA stays with you when you change jobs. The money already deposited…

How College Students Can Build Credit Responsibly

Credit, General, Personal Finances

Renting an apartment, applying for a vehicle loan, or even setting up utilities may require something many college students haven’t yet considered: a credit history. Between opening bank accounts, paying bills, using payment apps, and making everyday purchases, students begin developing habits that can affect their financial future for years to come. One important lesson…

Check Rates — Check Today's Interest Rates

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ABOUT US

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