Heritage Bank NA: Official Site ⭐⭐⭐⭐⭐

Leading Heritage Bank into the Future

Bob Mathiasen named CEO, continuing a legacy of community-focused banking

Ready to buy, build, or refi?

Jared Williamson - NMLS #1721364

See Jared for your next home loan.

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Welcome to Heritage Bank!

Our Mission

Heritage Bank’s mission is to help people succeed financially. Specifically, that means:

Helping our customers meet their goals and achieve their dreams
Supporting our communities and helping them thrive
Providing a gainful and enjoyable workplace for our employee owners
Providing a sound and profitable return for our investors.

MORE ABOUT HERITAGE BANK

Our Values

Ethics

We adhere to high moral principles and professional standards in our actions with all relationships at work and in our personal lives.

Solution

We are actively engaged as part of the solution, always looking for continuous improvement. We uphold and balance the priorities of confidentiality, accuracy, respect, and responsiveness. (CARR)

Ownership

We don’t shy away from responsibility. We do what we say we will do and acknowledge shortcomings when mistakes are made.

Positivity

We bring positive energy and enthusiasm to every task. We remain professional and represent Heritage Bank well always.

Heritage Bank NA

310 1st St S, Willmar

4.8 484 reviews

Nick Goffard ★★★★★ a year ago
I would highly recommend Heritage Bank NA to anyone—especially those seeking their first home. Because my husband and I were purchasing our first house, we required more assistance and support along the way. Nikki Rydberg was a terrific … More loan officer and never hesitated to get on the phone and chat through things with us, even after hours and on the weekends. Because of Nikki’s quality service, we were able to enjoy the full process. The digital app also made reviewing documents and managing our to-do list much easier. In the end, we landed our dream house and couldn’t be more thrilled Overall, we had an exceptional experience with Heritage Bank, and particularly Nikki. Thanks for everything!
Adam B ★★★★★ 2 weeks ago
I had a wonderful experience! Everyone was easy to work with, they are hard working and the communication was great. I would highly recommend working with Heritage Bank.
Ella Brockman ★★★★★ 2 months ago
Nikki with Heritage Bank was amazing! As first time homebuyers, she answered all of our questions and helped us through every step of the way. Great person to work with!
Jerica Hall ★★★★★ 10 months ago
My husband and I are first time home buyers and we sought out various lenders around the area, we decided to work with Chris as she was the most thorough answering every question and providing additional resources as we made our decisions. … More Through the full process Chris was always meticulous about explaining each step along the way, offering advice, and responding to every email and phone call. I could not recommend a more supportive lender to help make home buying a positive and informed process!
Mark Bredehoeft ★★★★★ 3 weeks ago
The response was reasonable, and the application process was simple
Barrett Bray ★★★★★ 3 weeks ago
We had a fantastic experience working with our loan officer Nikki Rydberg and bank throughout the home buying process. They kept us informed every step of the way, were always responsive, and truly worked with us to make everything smooth … More and stress-free. Best of all, we are closing on time without any issues. Highly recommend!

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RECENT NEWS & EVENTS

Mortgage Approval Requirements: Credit, Debt, and What Actually Matters

General, Mortgage

If you’ve ever wondered, “Do I actually qualify for a mortgage?” you’re not alone. During a recent Ask the Expert segment on KWLM, Jared Williamson, Mortgage Loan Originator at Heritage Bank, shared insight into the most common questions and misconceptions he hears from homebuyers across our area. The truth is that many people assume they’re…

What is a Mortgage Rate Lock and When Should You Use One

General, Mortgage

Buying a home comes with a lot of moving parts, and your mortgage rate is one of the most important. A mortgage rate lock helps bring some stability to that process. In simple terms, a mortgage rate lock lets you secure an interest rate for a set period of time while your loan is being…

Tee Up for a Great Cause: The United Way Golf Tournament Returns to Willmar

Community

Get ready to hit the greens for a day of fun, connection, and community impact. The Annual United Way Golf Tournament is back this June, and Heritage Bank is proud to once again support this meaningful event in Willmar, Minnesota. Whether you’re a seasoned golfer or just in it for a great day outdoors, this…

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