Carefree Checking Account Features
Carefree Checking is a basic, no minimum balance, no interest checking account.
- No minimum balance
- $100 minimum to open account
- Monthly eStatements available – Must have valid email address to enroll ($4 per month if you fail to enroll and paper statements are sent to you through U.S. Mail)
- Debit card included
Additional Features and Requirements
- Overdrafts & NSF: $33 per item, per presentment
- Free Digital Banking, Mobile Deposit, ePay, Online Bill Pay and more!
- Transfer money electronically to or from your account – anytime, online
- $30 fee if the account is closed within 6 months of opening
Enroll in Save UP and Save Money
Enhance your savings with Save Up. Save Up automatically rounds up every purchase you make to the nearest dollar and instantly deposits it into your savings account. Save Up is a great way to build on top of your current saving strategy. Save Up works with your Carefree Checking account but you have to enroll.
To opt-in to our Save Up program, just fill out a quick form in our digital banking app, or call a banker at 1-800-344-7048.
Ready Reserve Line of Credit
Learn how a Ready Reserve Line of Credit can protect your account from overdrafts. It will also simplify small and short term loans.
SECURITY
Learn more about the benefits of FDIC Insurance coverage for your checking, savings, and certificates of deposits.
CONVENIENCE
Digital Banking provides a secure and convenient way to manage your finances. Get started with Digital Banking today.