eCentive® Checking
Make your money work harder with our highest yielding checking account – Rated #1 on Bankrate.com1 for Best Overall Checking Account. eCentive Checking by Heritage Bank NA – the best checking account for those that want a high interest bearing, versatile checking account.
eCentive® Checking Account Rates
| 2.02% APY2 | for qualified balances of $0.01 – $25,0002 (See Qualifications) |
On Qualified Balances above $25,000, see our eCentive Elite Account.
Monthly eCentive® Incentives
- Earn our highest yielding checking account interest rate**
- Automatic ATM refunds up to $25 dollars – (Refunds for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions)
eCentive® CHECKING Account Features
- No minimum balance
- $100 minimum to open account
- Monthly eStatements required – Must have valid email address to enroll ($4 per month if you fail to enroll and paper statements are sent to you through U.S. Mail)
- Debit card included
1Heritage Bank was rated #1 for Banks with the Best Checking Account. More Info.
2APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the account is opened.
2APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the account is opened.
eCentive rates effective as of November 1, 2024.