Struggling with a low credit score that is keeping you from getting a mortgage? You’re not alone. Many people find themselves in a similar situation, but the good news is that improving your credit score is entirely possible. This blog will walk you through 5 simple and effective ways to help raise your credit score…
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Willmar, Minnesota – October 11, 2024 – Heritage Bank is thrilled to announce the appointment of Dave Henle as the new Market President for Minnesota branches. With over 25 years of dedicated service at Heritage Bank NA, Henle brings a wealth of experience and a proven track record of success in the financial sector. Throughout…
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Are you trying to maximize your healthcare budget while maintaining access to quality care? Health Savings Accounts (HSAs) could be the solution for you. They offer substantial financial advantages and allow more flexible and affordable access to various medical services. But what is an HSA — and how does it work? Learn about HSAs: eligibility,…
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In today’s world, every penny counts. But did you know that your bank could be doing more for you? You might be surprised to learn that there are several ways to squeeze more passive income out of your existing accounts. Here are 9 strategies to turn your bank into a money-making machine: 1. Interest Checking…
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How do I switch banks? If you’re like most people, you’ve probably experienced a bank with poor customer service. If repeated offenses occur, you will consider switching banks. Knowing how to switch banks will make the process much easier. Switching banks might seem daunting, especially if you’ve been with your current bank for a long…
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Discover the benefits of direct deposit at Heritage Bank NA. Streamline your payday and enjoy enhanced security and convenience with your checking account. In this post, you’ll learn how direct deposit can simplify your banking experience and provide peace of mind for you as an employee or a small business owner. Let us show you…
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Sioux Falls, SD – April 22, 2024 – Levo Credit Union plans to acquire a Sioux City, IA, bank branch from Heritage Bank, National Association. The branch is located at 4530 Singing Hills Boulevard. Levo, which is headquartered in Sioux Falls, SD, has entered into an agreement with Heritage, which is based in Spicer, MN.…
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You’ve made a plan to pay off your credit card debt. Great! Now how do you go about keeping track of your progress? As a customer of Heritage Bank NA, you have access to our free myMoney tools in digital banking. By connecting your credit card – even if it’s through another financial institution –…
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Is credit card debt on your mind? You’re not alone. Credit card balances increased by $45 billion in the second quarter of 2023, according to the Federal Reserve Bank of New York’s Center for Microeconomic Data. Looming credit card debt can put a damper on your financial goals. Paying down that debt is a crucial…
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Making the most of your finances requires looking for creative solutions to maximize your money. Knowing which is the best choice for your financial situation can be challenging with so many options. This Rewards Showdown post will discuss the differences between Interest Checking and Rewards Credit Cards. We’ll explore the advantages of each and give…
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Wondering why Adjustable Rate Mortgages (ARMs) are popular? While ARMs come with some risks, they can be a smart move when interest rates are on the rise. Let’s explore how an ARM works and why it might be the right choice in the current housing market. What is an adjustable-rate mortgage? An ARM is a…
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Do you ever feel like your business checking account is making life more complicated than it needs to be? From high fees and limited accessibility to inconvenient hours and multiple trips to the bank – it’s easy for even the savviest of business owners to get frustrated. Read on for 3 key reasons why your…
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Are you ready to start your home-buying journey but don’t know where to begin? Getting pre-approved for a mortgage is crucial when entering the real estate market. It gives you an idea of what kind of budget you can realistically work with. When you get to the offer stage, most sellers and real estate agents…
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Meet Matt Hubert. Matt is a dedicated and knowledgeable Ag Relationship Manager at Heritage Bank NA. Matt knows the ag space well. He has been an ag lender for three and a half years, and before that, he worked for a leading ag equipment dealer for seven years, getting to know ag leasing and financing…
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Scammers are finding new and sophisticated ways to trick people into giving their banking information. Read on about online banking security and learn ways to keep your account safe. How secure is online banking? Online banking has become an increasingly popular way for people to manage their finances. With this shift towards digital banking comes…
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In the current rising interest market, with a low inventory of houses, it’s common for houses to get multiple offers. As a potential buyer, how do you make your offer stand out? The answer isn’t always to make sure you have the highest offer. Read on to learn tips from an experienced Realtor and a…
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Looking for a reliable and convenient online checking account? Discover our eCentive checking account! We are proud to announce that it has just been named the best online checking account of 2023 by WalletHub. With competitive interest rates, access to physical bank branches when needed, secure digital services, and customer support, our eCentive checking account…
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It’s no mystery that the long-established savings account are not as accepted as they were in the past. Because of the many different options out there, folks are even beginning to question if a savings account is the best means of saving money. While we still offer long-established savings accounts at Physician Bank, we have some good alternatives, and we want to {help you find the best solution that is best for you. So, if you are curious if the traditional savings account is no longer needed, you don’t have to be concerned – at Physician Bank, you are covered! Details