Wondering why Adjustable Rate Mortgages (ARMs) are popular? While ARMs come with some risks, they can be a smart move when interest rates are on the rise. Let’s explore how an ARM works and why it might be the right choice in the current housing market. What is an adjustable-rate mortgage? An ARM is a…
Are you ready to start your home-buying journey but don’t know where to begin? Getting pre-approved for a mortgage is crucial when entering the real estate market. It gives you an idea of what kind of budget you can realistically work with. When you get to the offer stage, most sellers and real estate agents…
In the current rising interest market, with a low inventory of houses, it’s common for houses to get multiple offers. As a potential buyer, how do you make your offer stand out? The answer isn’t always to make sure you have the highest offer. Read on to learn tips from an experienced Realtor and a…
The employee-owners at Heritage Bank are just as invested in your community as you are! We take pride in being the bank of choice in the communities we serve. Whether you are looking to buy a new home, or you want to refinance your existing mortgage for equity or rate reasons, let the Midwest Home…
